Add Pay by Bank to checkout — and send instant payouts.
An all-in-one bank payments platform that lets merchants add Pay by Bank to checkout, accept verified ACH debits, and send instant payouts — while built-in verification reduces fraud, returns, and payment risk.
- A+
- 4.8/5
- 4.8/5
- 4.5/5
- 5/5
- #2,150
Instant Setup. Verified Accounts. Faster Transfers.
Seamless ACH enables instant account setup with real-time bank verification to confirm account ownership and reduce risk. Once live, merchants can process same-day ACH debits or send instant RTP payouts — all from a single platform.
- No app or account required
- Faster, more trusted checkout experience
- Lower risk with built-in verification
Instant account setup
User-friendly online application — no credit checks. Approval in minutes via fast eSign.
Built-in bank verification
Eliminate bounced checks and waiting times. Seamless ACH verifies bank balance and account info in real-time.
Same-day ACH debits & instant payouts
Advanced security and optimized processing mean you can send money online instantly from your bank account.
Sender
How to Send Payments
Enter details
Recipient's name, email, memo, and payment amount.
Recipient connects bank
The recipient receives an email and connects their bank account.
Funds transferred
Funds are transferred to the recipient's bank account.
Recipient
How to Accept Payments
Select bank
The recipient selects their financial institution.
Enter credentials
The recipient enters online bank credentials.
Account verified
The recipient's bank account is verified.
Core Features
Instant Payouts / Same-Day Transfers
Instant Bank Verification
Payment Links & Online Checkout
Recurring Billing
Store Payment Methods
Payfac Marketplace
Developer-Friendly API
Digital Wallet Functionality
White-Label Solutions
Direct Debit
Payments That Fit Any Business
Gaming & Interactive Platforms
Faster pay-ins and instant payouts for modern gaming experiences.
Seamless ACH lets gaming platforms add Pay by Bank at checkout for lower-cost deposits, then send instant payouts to players via real-time transfers. Built-in bank verification and risk controls help reduce fraud, chargebacks, and failed transactions.
Ecommerce & Digital Commerce
Lower-cost checkout with faster access to funds.
Seamless ACH enables ecommerce merchants to accept Pay by Bank at checkout — reducing card fees while improving approval rates for high-value purchases. With verified ACH debits, same-day settlement, and instant payouts for refunds or incentives, you move money faster while minimizing risk and returns.
No account signup or app downloads needed.
Recipients never need an account or app to pay your invoice or receive a payment.
No sharing of bank information.
Seamless ACH securely connects to your bank. No need to share sensitive account information.
100% free for customers.
Customers just click the link in the email, connect their bank account, and pay the invoice.
Modern bill payments, payouts, and invoicing
Send money online instantly. Anything you can pay by check, credit card, or bank transfer can be paid online with Seamless ACH.
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Bill clients
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Pay Vendors
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Pay Contractors
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Send Money
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Receive Money
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Send Refunds