SeamlessChex

Instantly Accept and Verify Checks Online

Without SeamlessChex With SeamlessChex

Join thousands of businesses that trust Seamless Chex. Reduce fraud, costly NSF fees, and get paid faster.

Verify checks from over 5,000+ national and local banks

Bank of AmericaCapital OneCitiBankUS BankWells FargoChase
  • Bank of America
  • CitiBank
  • Wells Fargo
  • Capital One
  • USbank
  • Chase
Basic Verification
PLAID
Qualifications

Connect bank accounts via username and password - without exposing account and routing numbers.

No
Yes
Real-Time Account Verification

Ensure funds are coming from and going to legitimate bank accounts.

Yes
Yes
Balance Check

Verify real-time account balances. Eliminate overdraft and NSF fees forever.

No
Yes
Account Validation

Verify critical information, including account type (checking, savings, money market, etc.), and that bank account numbers are ACH- and wire-capable. Validate that account numbers match the structure issued by the financial institution.

Yes
Yes
Routing Validation

Validate that a bank routing number belongs to a given financial Institution, verify an account's ability to credit or debit ACH or wires, and check the status of the routing number.

Yes
Yes
Supported Payment Methods

Payment Link

Yes
Yes

Virtual Terminal

Yes
No

Online Checkout

Yes
Yes

Bulk File Upload

Yes
No

API

Yes
Yes

Verify a customer's bank account in 3 simple steps:

Customer selects financial institution
Customer enters online banking credentials
Customer bank account is verified

Trusted by Thousands of Businesses and Entrepreneurs

eCheck Verification

Authentication
Authentication

Instantly authenticate accounts for a more seamless and secure payment experience

Identity
Identity

Verify user Identity and reduce fraud by matching user identity information against financial institution files

eCheck Verification
  • 10+

    Years in
    Business

  • Billions

    of Dollars
    Processed

  • Millions

    of Transactions
    Verified

  • $2MM+

    Saved on
    Postage

Forget about fraud and focus on your business. Get started now.

Seamless Chex makes accepting online checks safe and easy

Online business is inherently risky. Fortunately, Seamless Chex removes the risk by allowing your customers to verify their account ownership and funds via their bank login.

  • Confirms your customer account balance (so you don't have to worry about checks bouncing)
  • Authenticates customer account ownership
  • Reduces fraud
  • Reduces costly NSF fees
  • Eliminates human error
SeamlessChex makes accepting online checks safe and easy

Join Thousands of Businesses Using SeamlessChex

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