Credit Card Processing That Gets You Approved—and Keeps You Processing

• Specialization: We specialize in merchant accounts for companies in high-risk products and hard-to-place industries. Our products help these businesses easily accept payments from customers via the internet.
• Customization: We understand that every business is unique, which is why we offer customizable solutions to meet your specific needs. Whether you're a small startup or a large enterprise, Seamlesschex provides flexible options and personalized support to help you optimize your payment processing strategy and drive growth.
• Expertise: SeamlessChex brings extensive expertise to the table with 30 collective years of experience in the payment processing industry.
• Customer Support: Experience unparalleled service with our round-the-clock, 365 days a year support, complemented by a dedicated personal account manager.

The cost of processing credit card payments online can vary depending on several factors, such as the payment processor you choose, the type of online credit card transaction, and the volume of transactions your business processes. Here are some common fees you may encounter with credit card processing online:

• Card transaction fees: This is a fee charged for each card transaction you process, which is usually a percentage of the transaction amount (e.g., 2.9%) plus a fixed fee (e.g., $0.30). You may also pay more to accept certain types of credit cards than you would others.
• Monthly support fees: Some payment processors may charge a monthly fee for using their app and services, which can range from a few dollars to hundreds of dollars.
• Chargeback fees: If a customer disputes a charge and initiates a card chargeback, the payment processor may charge you a fee for the payments.

It's essential to compare the fees and features of different payment processors to determine which one best suits your business needs and budget. Also, keep in mind that fees can vary depending on the size and type of your business and the volume and types of card transactions you process at your store.

Fortunately, you can save money and secure a fair credit card processing rate by shopping around for a merchant services account that actually meets your needs and supports your company.

While payment processors and payment gateways are two different things, they work together to allow your business to accept payments anywhere and anytime online. Your customers can easily purchase products from their mobile phone at home with the integration of a payments gateway and processor.

Here's a quick breakdown of the difference between a payments processor and a payments gateway:

• Payment processors like Seamless Merchant provide the merchant account that actually facilitates the financial transaction for customers when they use their credit cards.
• Payment gateways like Plaid and Stripe provide a bridge between financial institutions. They communicate with your bank and your customers' banks or credit card companies, encrypt and secure sensitive financial data like login and account information, verify payments, then communicate the approval or decline of financial transactions accordingly.

While payment processors provide a space for financial transactions to occur, they don't move money, which is why you also need to partner with payment gateway services to accept credit cards online.

That said, many payment processors have pre-existing relationships with payment gateways, so you won't have to pick and choose your providers.

Depending on your merchant account, you should be able to accept all major credit cards, including American Express, Discover, Mastercard, and Visa for contactless payments online.

For more information about the types of cards you can accept with your payment solutions, consult your merchant account partner.

To receive a credit card payment online, you will need to set up a payment processing system.

Here are the steps to follow to enable digital card payments:

• Choose a payments processor: There are many payment processors available to partner with, including Seamless Merchant, Square, and others. Choose one that suits your billing needs and create an account.
• Integrate with a Payment Gateway: Most payment processors will provide a payment gateway you can integrate into your website or online store. This will allow your customers to enter their payment information and complete the card transaction. For example, a merchant account like Seamless Merchant offers more than 25 bank relationships, allowing businesses to accept credit card payments securely, quickly, and efficiently.

Our merchant account services also support returns and chargebacks, so you'll have all the tools to manage credit card payments online and grow your business through electronic payments. As our client, we'll ensure that your online payments get processed seamlessly.

Enjoy zero-cost processing, white-glove service, and streamlined integrations to help your business run more efficiently.

• Employer Identification Number (EIN)
• Articles of Incorporation
• Photocopy of Driver's License
• Three Months of Bank Statements (if accessible)
• Three Months of Credit Card Processing Statements (if accessible)
• Authorization for Call Script
• Voided Check